🚨 JUST IN: Coinbase Moves Toward Direct Fed Payment Access🚨 Coinbase has submitted an official response to the Federal Reserve regarding its proposed “Reserve Bank Payment Account” framework a model that could open the door for select non-bank institutions to access core Fed payment systems. At present, only regulated banks can connect directly to Federal Reserve settlement networks like Fedwire and FedNow. If this proposal progresses, firms such as @Coinbase and possibly companies like @Ripple, which has explored trust bank structures could obtain direct access to U.S. payment infrastructure. This isn’t about hype. It’s about who gets to plug into the rails $XRP.