Short-term Treasuries has a number behind it. In the Fed's proposed GENIUS Act rules, permissible reserve assets include Treasuries with a remaining maturity of 93 days or less, and the redemption period cannot exceed two business days. The operational risk capital charge is graduated, not flat: 2.0 percent on the first 20 billion dollars of outstanding stablecoins, 1.5 percent on the next 30 billion, and 1.0 percent above 50 billion. A reserve rule is also a maturity rule.

DID YOU KNOW? The European Central Bank and EU national central banks are discussing changes to how stablecoin reserves are handled under MiCA. The debate shows how stablecoins are becoming an increasingly important part of the traditional financial system. 🌍 #Crypto #Stablecoins #USDC #USDT #Blockchain

💥The Federal Reserve today asked the public to comment on two draft rules for banks it oversees that want to issue payment stablecoins under the GENIUS Act. Proposal one: those issuers must fully back every stablecoin with safe liquid reserves such as short term Treasury bills. There would also be capital rules, risk controls, rules for firms that hold the reserve assets, and clearer permission for banks to run stablecoin businesses. Proposal two: a formal application path. A bank would file a business plan and financials. There would also be a process for appeals, hearings, and final decisions. Comments close 60 days after the notices appear in the Federal Register. This is a request for comment, not a final rule.

Everyone is focused on the CLARITY Act, but the more immediate catalyst may be the rollout of the GENIUS Act’s stablecoin framework. Stablecoins are where banks, payment companies, merchants, Treasury markets, and everyday users can all meet on the same rails. If implementation gives regulated issuers and payment platforms a workable path forward, the impact could reach far beyond stablecoins. Is GENIUS implementation the real on-ramp for mainstream crypto adoption?

🇺🇸BREAKING: The Fed has proposed its GENIUS Act rules, requiring stablecoins it oversees to be fully backed by Treasury bills and other high-quality assets. Proposal one: - Stablecoins must be fully backed by permissible reserves, such as short-term Treasury bills and other high-quality, liquid assets. - Issuers face standardized capital requirements covering credit and operational risks, plus risk management standards. - New rules cover firms that safekeep stablecoin reserves, and clarify which stablecoin activities Fed-supervised banks can carry out. Proposal two: - Fed-supervised banks applying to issue stablecoins must submit a business plan and financial information. - The proposal also sets a process for appeals, hearings and final decisions on applications. "Stablecoins will only be stable if they can be reliably and promptly redeemed at par in a range of conditions," says Fed Governor Michael Barr. The comment period closes 60 days after publication in the Federal Register.

The Federal Reserve announced two regulatory proposals on September 24, 2026, establishing a comprehensive supervisory framework for payment stablecoin issuers under the GENIUS Act. The first proposal requires full backing with high-quality liquid assets like Treasury bills, standardized capital requirements, and robust risk management standards. The second outlines application procedures for Board-supervised banks seeking stablecoin issuance authorization, including detailed business plans and compliance documentation. The 60-day public comment period opens after Federal Register publication.

🇺🇸 #FED PROPOSES 2 NEW STABLECOIN RULES UNDER THE GENIUS ACT 1️⃣ Stablecoins must be backed 1:1 by short-term Treasury bills and high-quality liquid assets. 2️⃣ Banks issuing stablecoins must follow a specific application process. A 60-day public comment period has been opened for feedback on these proposals!

The Fed put out two proposed stablecoin rules on Sept. 24 covering reserves, capital, and how Fed-supervised issuers would redeem tokens. Nothing is final yet: it’s a 60-day comment draft under the GENIUS Act, not live law. For EU holders the piece says MiCA still governs the redemption claim, so the first check is who issued the coin and whether you actually hold it or just an exchange IOU.

🚨 WALL STREET STABLECOINS ARE OFFICIALLY GO The @federalreserve just dropped landmark proposed rules under the GENIUS Act to let banks launch their own payment stablecoins through dedicated subsidiaries! Here is why this Federal Reserve framework changes global banking forever. Tailored Bank Approvals: Establishes a dedicated application pipeline for Fed-supervised banks to issue payment stablecoins on-chain 1:1 Permissible Reserve Backing: Requires tokens to be 100% backed by cash, T-bills, and ultra-liquid short-term assets.▪️ 2-Day Redemption Rule: Enforces a 2-business-day maximum standard for token redemptions at par. Tiered Capital Charges: Imposes tiered operational-risk capital requirements (starting at 2% on the first $20B) to guarantee solvency. The official roadmap for regulated U.S. banks to issue dollar-pegged tokens marks the ultimate bridge between traditional banking and Web3 rails.Will bank-issued stablecoins completely displace non-bank issuers in global commerce? #CryptoNews #FederalReserve #Stablecoins #Banking #FinTech #DeFi #GENIUSAct

🚨UPDATE: 🇺🇸 Federal Reserve introduces a proposed regulatory framework for stablecoin issuers under the GENIUS Act.