Banks are tokenizing deposits. Payment apps are adding stablecoins. The temptation is one super-app. Constellation's cleaner bet is specialization: Arca for dollars, Stargazer for $DAG, PacaSwap for metagraph liquidity.

📰 JPMorgan, Citi, and BofA tokenize their deposits 🏦 Wall Street responds to stablecoins—ultimately, it’s less a choice than a necessity 💭 #Stablecoin

📌 Web3Caff Research: Report Preview — “Arc: The Native Settlement Layer for Stablecoins” — Can Circle’s Proprietary Chain Reshape the Institutional Payment Infrastructure Landscape Amid Global Regulation? 🧩 As stablecoins increasingly take on roles in cross-border payments, institutional clearing, and the transfer of tokenized assets, industry competition is shifting from stablecoin issuance toward underlying settlement infrastructure and financial workflow entry points. Circle’s Arc aims to penetrate institutional settlement scenarios, strategically focusing on compliance, settlement efficiency, and on-chain financial integration. However, it still faces multifaceted challenges, including regulatory coordination, ecosystem migration, multi-chain competition, and centralization concerns. Web3Caff Research’s full report will be released this Wednesday, offering a comprehensive breakdown of Arc’s strategic motivations, product pillars, competitive landscape, potential endgame scenarios, and risk map.

Stablecoin mcap at an ATH. Feather deposits nearing $60m. A yearly high for stablecoin volumes. Through any market, stablecoins keep moving on Sei.

We've put together our first piece of work, a Payments Dashboard. The crypto card market has been steadily growing in size since its launch. In the early days, it was closer to an experimental space driven by a handful of early adopters. Now, with both issuance volumes and the number of places to spend increasing together, it's gradually establishing itself as a real market. That said, it was surprisingly hard to find a single place where you could intuitively track this trend. So we gathered the scattered data and organized it into a dashboard, making it easy to see the market's growth trajectory and key metrics at a glance. Going forward, starting with payments, we plan to keep covering data across a range of topics. Finally, a sincere thank you to the @PaymentScan team for providing such rich and accurate data.

Why is everyone talking about PYUSD? Because adoption matters. PayPal's stablecoin introduces access to one of the largest payment ecosystems in the world. Several DeFi protocols have evaluated or integrated PYUSD due to its transparency, reserve structure, and growing liquidity. For a protocol like StabilizerFi, discussing assets like PYUSD isn't about hype. It's about expanding optionality while maintaining stability. Good governance asks: Can this asset strengthen the system? @StabilizerFi #StabilizerFi #PYUSD #DeFi