Circle reports USDC growth

Circle reported $75.3B USDC in circulation at year-end 2025, up 72% YoY, with Q4 on-chain transaction volume reaching $11.9T, a 247% increase.

avatar
badge

Circle — the company behind USDC — raised $222M in a presale of $ARC, the native token of its new institutional Layer 1 blockchain, at a $3 billion fully diluted valuation. a16z led with a $75M purchase, with BlackRock, Apollo, Intercontinental Exchange, Standard Chartered, and Janus Henderson all participating.

So what is Arc actually for? Arc is an EVM-compatible Layer 1 built specifically for institutional finance — USDC is the gas token, and the chain features built-in settlement, optional privacy, and quantum-resistant security. The public testnet launched in October 2025 with over 100 institutional participants including BlackRock, Visa, Goldman Sachs, and Anthropic, processing over 166 million transactions. Think of it as the financial rails that USDC has always needed — purpose-built for regulated capital markets, tokenized assets, and cross-border settlement operating 24/7 on-chain.

Why are institutions backing it? Simple: USDC onchain transaction volume jumped 263% to $21.5 trillion in Q1 alone. The demand for stablecoin infrastructure is real and growing fast — and Arc is Circle's bet on owning the entire stack, from the stablecoin to the chain it runs on. When BlackRock and Apollo write checks into a token presale, they're not speculating — they're securing a seat at the table for the next phase of institutional on-chain finance.$BTC $USDC #Circle reports USDC growth #circle

avatar

Momentum in DeFi doesn’t pause it compounds. Phase XV of USDD 2.0 Supply Mining is now officially live on JustLend DAO, opening another structured opportunity for participants looking to put idle stablecoins to work in a controlled, reward-driven environment. For those who follow sustainable yield strategies, this phase continues the model of incentivized liquidity with transparent terms and scheduled distributions. Here’s what you need to know: Key Details 1️⃣ Launch Time • Begins February 28, 2026 at 20:00 SGT 2️⃣ Program Duration • Runs from February 28 through March 28, 2026 3️⃣ Estimated Yield • Approximately 5% APY • Rate is dynamically adjusted based on pool conditions and participation levels 4️⃣ Reward Structure • Rewards distributed weekly • Paid directly in USDD This structure encourages consistent participation rather than short-term speculation. Dynamic APY ensures that returns reflect real-time supply and demand, while weekly distributions maintain liquidity and predictability. Supply mining, when approached strategically, can serve as a stable income layer within a broader DeFi portfolio. The key is understanding risk exposure, monitoring rate changes, and participating within your own capital framework. In simple terms: Supply USDD → Earn yield → Reassess → Repeat. Structured incentives. Weekly rewards. Compounding potential. As always, smart participation starts with informed decisions. @justinsuntron @DeFi_JUST #TRONEcoStar

avatar

𝐔𝐒𝐃𝐃 𝐖𝐞𝐞𝐤𝐥𝐲 𝐕𝐚𝐮𝐥𝐭 𝐎𝐯𝐞𝐫𝐯𝐢𝐞𝐰: 𝐖𝐡𝐞𝐫𝐞 𝐋𝐢𝐪𝐮𝐢𝐝𝐢𝐭𝐲 𝐚𝐧𝐝 𝐒𝐭𝐚𝐛𝐢𝐥𝐢𝐭𝐲 𝐀𝐥𝐢𝐠𝐧 The latest USDD Vault Weekly Report gives a clear snapshot of how collateral is positioned across different vault types and the structure tells an interesting story about risk balance and capital efficiency. TRX-backed vaults continue to dominate overall collateral. TRX-A leads with over $186M in collateral and more than 80M USDD minted, reinforcing its role as the primary engine within the vault system. TRX-B and TRX-C also maintain strong positions, each supporting tens of millions in minted USDD, showing diversified participation across collateral tiers. One key distinction lies in collateral ratios. TRX-B operates with a lower minimum collateral ratio of 120%, making it more capital efficient, while TRX-C requires 150%, offering a more conservative buffer. These structural differences allow users to choose between efficiency and additional safety margins depending on their strategy. On the stablecoin side, USDT-A stands out with a 105% minimum collateral ratio reflecting the relatively stable nature of USDT-backed positions. Meanwhile, sTRX-A maintains a higher 150% requirement with a 1% stability fee, positioning it as a more conservative collateral option. Stability fees across vaults range between 0.5% and 1%, creating predictable borrowing costs while maintaining system sustainability. Overall, the vault distribution shows a well-layered collateral framework combining scale, diversification, and controlled risk parameters. Overcollateralization remains the backbone of USDD’s stability model, and this week’s figures highlight steady structural balance across the ecosystem. @justinsuntron @usddio #TRONEcoStar

avatar

If you hold cash on an exchange you should ensure that it is FDIC insured. At @River your USD is FDIC insured up to $250k per person. USDC, for example, is not FDIC insured. Note: River is not a bank. FDIC insurance is offered through our banking partner Lead Bank. BTC is not FDIC insured.

avatar

OCC plans to ban stablecoin yield payments - that would erase USDC's key advantage vs USDT. Circle paid $461M to partners last year; Coinbase pockets interest on USDC; Tether gives nothing. If it passes, USDC utility drops and market share shifts - watch regs.

avatar

Circle's USDC circulation surged 72% to $75.3 BILLION, revenue hit $2.7B -- yet the company still posted a net loss. How does a stablecoin giant lose money while sitting on $76.5B in reserves? 🧵 #USDC #Circle #Stablecoins