

A few suggestions for $XRP investors: 1. If you already have XRP, the work is patience. 2. If you’re thinking about buying more today, the better move is to keep the money until the price gives you a reason. 3. Accept that this is not the moment to chase more XRP at any price. 4. Stop adding just because a target sounded good on X. 5. Build cash first. Liquidity is the edge most holders don’t have when the next real dip shows up. 6. Let $BTC dominance, $ETH, and $SOL do what they do. Your job is not to buy every bounce. 7. Keep the XRP you already own. Use new income to stack capital, not to average in blindly. 8. When the setup is actually right, you’ll want dry powder — not a paycheck already spent. 9. Last cycle rewarded people who still had cash when everyone else was maxed out.

We could see $XRP moving from $1 to $5 Then $XRP moving rapidly towards $10–$20 Then As liquidity demand increases and financial institutions begin utilizing $XRP at scale We could see $XRP move rapidly towards $100 Then $1,000 starts becoming realistic Then The real utility repricing begins. $10,000+ per $XRP Not because retail finally believes. Because global financial infrastructure requires liquidity, settlement, and value movement at scale.

How XRP will reach $300 (324.22) Mathematical and formulaic explanation The reason I always set a $300 target is because my mathematical calculations explicitly point to $324.22. This price is the inevitable outcome of the liquidity velocity and institutional pool depth calculations behind the asset. This number is not a randomly chosen, imaginary target, it is the exact mathematical intersection on the XRP Ledger between the Equation of Exchange (MV = PT) by the famous economist Irving Fisher, and the "Collateral Buffer" rules mandated by Basel III standards. When conducting this calculation, we do not base our data on retail exchanges. Instead, we use the most concrete and solid global volume data that the institutional financial system is required to carry: Liquid Available Supply (A): The free-floating supply ready to circulate within seconds at the exact moment of the "flip the switch" (after deducting locked structures) is roughly between 15 billion and 20 billion XRP. (The safest lower limit of 15 billion XRP has been used for this calculation). Daily Targeted Institutional Volume (T): The daily total share flowing into the XRP tunnel from DTCC clearing operations, CME derivative collateral, and first-stage cross-border Nostro/Vostro liquidity flows: $1.2 Trillion / Day. Regulatory Safety Buffer Multiplier (B): The mandatory depth multiplier required in the pool under Basel III and LCR (Liquidity Coverage Ratio) laws to prevent the system from locking up during instant, large-scale transfers is 4. In the architecture of financial automation, the price (P) is found by the ratio of instantaneous transaction volume (PT) to the available liquid supply (M) in the system. However, since the system must flow uninterrupted, we must multiply the daily volume by the regulatory buffer coefficient. FORMULA: Price (P) = (Daily Volume * Regulatory Buffer Multiplier) / Liquid (Available) Supply PLUGGING IN THE DATA: Required Instantaneous Liquidity Pool Size: $1.2 Trillion * 4 (Buffer) = $4.8 Trillion Available Liquid Supply (Mechanical Constraint): 15 Billion XRP Price (P) = 4,800,000,000,000 / 15,000,000,000 Base Price (P) = $320 Every time a transfer occurs on the XRP Ledger, a very small amount of XRP is permanently destroyed (burned) as a transaction fee within a tenth of a second. When we consider that global finance will enter this pipeline via tens of thousands of automated API orders per second, rotating millions of dollars in transfer volume every single moment, the factors of "supply contraction" and "slippage margin" on the network must be factored into the equation. To maintain maximum depth efficiency and eliminate friction while institutional automated software (APIs) sweeps the order books, a network friction and depth margin of roughly 1.32% is added to the price: $320 * 1.0132 = $324.22 XRP Velocity doesn't replace liquidity depth. You need to consider the "simultaneous" volume of global transactions My posts are for informational purposes only. Not a financial advice. Everyone is responsible for themselves. DYOR

Had a dream ripple:native went to $10 Happened today. I’m quite the spiritual person and I’m assuming God is letting me know it’s gunna go to $10 possibly this year. Already have a decent bag. Gunna double down and sell my second car to buy more while it’s $2 Edit: 9/21/2026 Woke up today and I had another mini dream. It was the XRP logo, but instead it had the X kinda like the shape of Mexico, USA, & Canada, but like all in one in the shape of X. So I don't knows if that means that XRP will be used to bridge currencies for all of the American continent or something.

Reasons I hold ripple:native Bank of America Bank of England Banco Santander Bank Of Indonesia Bank of Thailand Cambridge Global Holdings SBI Holdings BBVA Banco Bilbao Vizcaya Barclays Bank Hsbc Bank SCB Siam Commercial Bank Zip Remit InstaRem IndusInd Itau Unibanco Beetech Woori Bank Saudi Arabian Monetary Authority(SAMA) Western Union UAE Exchange Asia MTM LianLian International We Make Price Credit Agricole IDT Selly Bichip SBI Virtual Currencies RAKBANK American Express FX Payments TransferGo Bexs Banco AirWallex Currencies Direct IFX dlocal Cuallix ANZ Westpac Banca Intesa Sanpaolo Macquarie Group Natixis Nordea Scotiabank Krungsri Al Rajhi Bank MUFG Tokyo-Mitsubishi UFJ Financial Group SEB Skandinaviska Enskilda Banken Akbank Axis Bank YES BANK Star One Credit Union eZforex SBI Remit Fukui Bank FlashFX Star Bank Aomori Bank Ashikaga Bank Awa Bank Aeon Bank Senshu Ikeda Bank Iyo Bank Oita Bank Orix Bank Gunma Bank Keiyo Bank San-In Godo Bank Sikoku Bank 77 Bank Shimizu Bank Juroku Bank Shinkin Central Bank Shinsei Bank Hachijuni Bank Michinoku Bank MHFG Mizuho Financial Group Musashino Bank Nomura Trust and Banking Company Seven Bank Sony Bank Yachiyo Bank Tochigi Bank Bank of The Ryukyus Chiba Bank Chugoku Bank Daishi Bank Daiwa Next Bank Hokuriku Bank Nishi-Nippon City Bank North Pacific Bank Resona Bank Shikoku Bank Sumitomo Mitsui Trust Bank Toho Bank Tsukuba Bank Yamagata Bank Bank of America Merrill Lynch Bank Leumi Le-Israel NAB National Australia Bank BMO Bank of Montreal Mizuho Financial Group SHRB Shanghai Huarui Bank Standard Chartered Bank Bank of Yokohama SBI Sumishin Net Bank ATB Financial National Bank of Abu Dhabi CBIC Canadian Imperial Bank of Commerce Reisebank UniCredit UBS Volante Expertus Temenos Deloitte RBC Royal Bank of Canada DH Corporation DBS Group Credit Suisse OCBC Bank Shanghai Banking Corporation Limited UOB United Overseas Bank Singapore Exchange TD Bank Canada Accenture CGI Group Earthport Royal Bank of Scotland Commonwealth Bank of Australia Saldo Rabobank TAS Group Yantra Financial Technologies Cross River Bank These are all publicly known, confirmed partners of @Ripple. (not even a full list)



