Sisters, have a wonderful weekend! The F(x) Protocol team announced two days ago that fxSAVE has integrated PendleLoop, with a potential APY of up to 37.5%. This figure corresponds to the PT looping leveraged strategy: using PT as collateral to borrow funds, then buying more PT to amplify exposure to PT’s fixed income. The final return depends on the current borrowing rate, leverage multiple, and transaction fees. In Pendle’s Looping Calculator, several fields are worth noting: Borrow APY (the displayed borrowing rate), Max Looping APY (estimated maximum yield), and Break-even Borrow (the estimated borrowing rate at which the projected looping APY approaches zero). Break-even Borrow is dynamically calculated—not a fixed safety threshold. The 37.5% figure was a snapshot from the promotional material; when you execute the strategy yourself, actual returns will vary based on changes in borrowing costs and must be recalculated accordingly. #Pendle #fxSAVE @protocol_fx

Sisters, good morning! 64%, 28.45%, 6.7%—all related to #fxSAVE—but why is the yield so different? If you just pick based on the highest number, many would go straight for 64%. But these three figures can’t be compared like that. These are the yields from the new #Pendle market introduced by @protocol_fx on October 26, maturing on April 29, 2027, with official figures of 64% for LP, 28.45% for YT, and 6.7% for PT. #LP involves providing liquidity; its returns come primarily from the underlying asset, trading fees, and FXN incentives. This LP and YT both include FXN incentives, but their participation methods and sources of return differ. #YT represents purchasing the right to future yields. The platform mentioned that YT could yield up to 31x. But don’t interpret “31x” as earning 31 times your investment—if future returns fall short, you could lose your principal. YT has no value after maturity. #PT is different—it’s like buying a discounted claim to an asset that can be redeemed at maturity. The 6.7% is the fixed annualized rate at the time of issuance. The resale price may change, and there’s risk tied to the underlying asset. The APYs shown for LP and YT are also affected by fluctuating yields, incentive distributions, and market prices. Just looking at the numbers can be misleading—even though all three generate returns, what you’re holding is fundamentally different in each case.

Sisters, have a wonderful weekend! After the project shut down, what about all the people who invested so much time and effort? Your wallet is still there, but all that time and care—can it just vanish? Recently, I’ve been following up on the StandX community’s developments and noticed that @NeoSoulAI has launched two DNA support programs. One is based on a community snapshot from October 14, allowing eligible users to register their previously used BNB Chain addresses on StandX—registration closes on November 3. The other is an additional 100,000 DNA tokens allocated by the team to support on-chain active participants and those willing to share authentic experiences. These two programs are separate; successful registration does not guarantee qualification or reward distribution. Personally, I find this quite interesting. A wallet can record what actions you’ve taken, but it struggles to capture the everyday emotional investment within a community. Real stories can help fill that gap—but this time, story evaluations will rely not only on AI review but also on views and engagement. What about ordinary users with few followers who consistently participated earnestly? Will they be overlooked? Although random slots are reserved, I still hope all forms of contribution are treated fairly. Looking ahead to the next year, I hope NeoSoul continues to handle these matters well. For example, after the initial registration ends, publicly share the progress of eligibility reviews and actual distribution—allowing users with questions to appeal. Clearly define the criteria for story selection and protect user privacy when publishing results. Let everyone know exactly where commitments stand—these steps can be implemented gradually. Later on, invite StandX users who wish to stay to voluntarily try NeoTrade’s Paper mode, share feedback on what works well and what needs improvement. The team can regularly publish real user feedback and corresponding updates—without requiring real funds or linking participation in testing with receiving prior support. This way, the old community retains opportunities to engage, and NeoSoul can keep refining its product. I truly appreciate this willingness to embrace the legacy community. I hope that a year from now, what people remember isn’t just a few DNA campaigns—but which promises were fulfilled, which suggestions were adopted, and how many ordinary voices were truly heard. #NeoSoul #DNA #StandX #BelievePlan

Sisters, I recently came across Gotchi Labs and was surprised by two numbers: 612,000 registered users and over 80,000 daily active users—all built gradually from the sleep use case. Many people open AI chat apps daily, but creating an AI product that truly fosters long-term habit formation is incredibly difficult. Just now, I saw a16z’s latest October Consumer AI report, which noted that nearly half of Americans have tried AI, but only 25% use it daily. It made me wonder: for AI to truly integrate into ordinary people’s lives, strong functionality alone may not be enough—it needs a compelling reason for users to open it consistently. That’s why @sleepagotchi’s decision to start with sleep feels smart. Everyone sleeps, and devices like Apple Watch, Oura, and WHOOP continuously track data. They’ve already launched Sleepagotchi’s AI Sleep Coach to help users understand their sleep and recovery patterns. The website also shows it ranks #1 on Solana Seeker and is pre-installed on over 500,000 Jambo phones. At least the entry point exists—now it’s up to the AI to genuinely help improve daily habits. They also plan to gradually expand this model into shopping, fitness, productivity, and personal assistance. $CHI is designed as a universal layer connecting AI services, user rights, and ecosystem consumption. Of course, these new use cases haven’t fully rolled out yet; whether they generate real demand will depend on future product progress. What I’m most curious about now is: if the AI already knows your sleep, movement, and daily habits, could it solve small problems for you before you even ask? Of course, how personal data is protected and how much control users have remains critical. If this kind of AI ever becomes a reality, I’d be happy to use it—no one wants another app cluttering their phone that they forget to open after installing.

Sisters, good afternoon! On October 14, the European Banking Authority designated USDC as the EU’s first significant electronic money token—a development that has drawn considerable attention. However, despite regulatory recognition, you can’t simply deposit USDC into the @protocol_fx Stability Pool—the protocol has already set a threshold. The threshold is $0.995: if the USDC oracle price drops to this level or lower, new USDC deposits into the Stability Pool will be paused. In other words, it’s just half a cent away from $1. Note that this is based on the Oracle Price—not the occasional trade price on an exchange. The Stability Pool normally maintains fxUSD’s price stability through exchanges between USDC and fxUSD. If USDC itself begins to depeg and deposits continue unchecked, risk would simply enter the pool. By pre-setting this pause condition, the protocol can at least block new USDC deposits if USDC experiences an anomaly. Of course, this is merely a pre-defined risk control rule—it has not been triggered yet. When evaluating stablecoin pools in the future, check their Risk Parameters to see under what conditions deposits may be paused. That seemingly insignificant half-cent could make all the difference during market volatility.

Sisters, good afternoon! I saw @protocol_fx recently introduced fxLOOP—deposit USDC and earn fxSAVE yields? At first glance, it seemed similar to just staking stablecoins. But after looking into Lagoon’s documentation, I realized there’s an extra layer: a vault. You deposit USDC, but receive fxLOOP shares instead. Underneath, 9Summits manages a strategy that uses Morpho to borrow and create leveraged cycles around assets like fxSAVE and PT-fxSAVE. So holding fxLOOP shares is quite different from directly holding fxSAVE. Especially when it comes to withdrawing. Lagoon vaults typically involve application, settlement, and claiming steps—but fxLOOP has its own specific rules for how withdrawals work, how long they take, and what fees apply. Just because the underlying asset is fxSAVE doesn’t mean the exit process is the same. Now, when I evaluate a vault like this, I always ask: What do I actually receive after depositing? Who manages the leverage? And how do I exit? Once you hand your funds over to a strategy, you save yourself the hassle of manual management—but you also take on the responsibility of understanding its rules.

Good afternoon, everyone! Can you simply connect your idle phone to @Acurast, leave it locked on the side, and expect it to continuously provide computing power? Wait—this isn’t as straightforward as it might seem. After carefully reviewing the official Processor 1.26.0 release notes, I discovered that both the Android Lite and Core versions at that time required foreground operation. The app can only sustain computational tasks while running in the foreground; once switched to the background or when the screen is locked, it stops sending heartbeats and processing task assignments. So even such a small action as locking the screen can disrupt your phone’s participation. Acurast does enable phones to join the computation network and earn $ACU incentives, including base Benchmark rewards and potential Staked Compute rewards for contributing pledged computing power. However, successful registration doesn’t guarantee ongoing compliance with operational requirements—and you certainly can’t assume that leaving your phone locked will automatically generate income. This behavior is clearly documented in Android Processor 1.26.0. Later versions, such as 1.27.2, addressed certain heartbeat issues during task execution, but as of the latest official release (1.28.0), the changelogs still do not explicitly state that the foreground requirement has been removed. I haven’t personally tested this behavior on the current version, so I can’t confirm whether all devices behave identically. If you’re planning to use an idle phone for this purpose, first verify your installed version against the latest operational requirements before deciding how to position your device. Remember: rewards matter, but so does device wear and tear—don’t end up damaging your battery in the process. #Acurast Official Version Notes: https://t.co/mi6O3Tfrtn https://t.co/V0ykswT9bd https://t.co/DnKD7pWbaq

Sisters, good afternoon! When I first opened the FX Protocol Earn page, I automatically assumed a logic: if I stake fxUSD or USDC, I should get back the same asset I deposited when I withdraw. So when I first saw the USDC deposit option, I naturally assumed I’d withdraw USDC later. But after carefully reading the official documentation, I realized that’s not the case at all. In this mechanism, the asset you choose to deposit and the asset you ultimately receive upon withdrawal are not directly linked. The Stability Pool holds both fxUSD and USDC simultaneously, and the protocol’s stabilization mechanism continuously adjusts the ratio between the two assets based on market conditions—so their proportions are always shifting. The official withdrawal path may involve both fxUSD and USDC, but certain redemption paths allow flexible conversion into a single asset or a combination of both, with very detailed rules. This means that even if you can choose to deposit USDC, what you actually receive upon withdrawal depends entirely on the current state of the pool and the specific redemption path taken. You absolutely cannot assume the full process based solely on your deposit choice. This is one of the most common hidden pitfalls for newcomers—and it was the key detail I misunderstood after reviewing the page and documentation. Now, whenever I see a deposit option like “Deposit USDC,” I always double-check: what asset will I actually receive when I withdraw? More often than not, understanding this fundamental rule and avoiding misinterpretations is far more important than fixating on APR yields right away. @protocol_fx #Earn #fxUSD

Sisters, happy National Day holiday! When I saw @Tangent_fi’s sUSG Pendle page, I was immediately drawn to the 52.26% figure. That number includes a Campaign Boost—it’s not the yield you’d earn simply by buying PT and holding until November. The current implied APY for PT is approximately 10.98%, with an expiry date of November 26. Displaying these two yields side by side can be confusing; seeing a number over 50% naturally makes people think the returns are amazing. But before you invest, make sure you understand the yield tiers and campaign rewards—confirm whether you’re buying PT or YT. Now, whenever I view pages like this, I’ve developed a habit: the more exaggerated the number, the more I prioritize checking the fine print. Often, the actual yield you’ll receive is hidden in these details. Has anyone here ever been tripped up by these high APY numbers before? 😉 #Pendle #DeFiYieldTips

Good afternoon, everyone! Today, I clicked back and forth several times between fxSAVE and Earn on @protocol_fx, and finally understand why newcomers often confuse the two. fxSAVE is quite straightforward: you deposit USDC directly on the page, and it connects to the f(x) Stability Pool, with earnings automatically reinvested. Today’s size is $79.97M with an APY of 6.65%. While the numbers may change, it’s clear what you’re depositing and where your funds are going. Earn is different—it’s more like a row of different doors, each leading to distinct pools and strategies. Entering through Fluid, Convex, PrivacyPools, or others, you’ll find varying protocols, yield sources, fund destinations, and even withdrawal rules. So when I first saw this page, I didn’t rush to pick the highest APR. Instead, I asked myself: Do I want to deposit in fxSAVE, or am I looking to explore a different strategy through Earn? Once I figure out what suits me best, the choice becomes much clearer. Both generate yield—but they follow different paths. Understanding that first makes everything easier later.