Today is my birthday, here are some of the best financial tips I’ve learned over the last 42 years: + Workout + Invest regularly + Build a cash reserve + Don’t time the market + Spend less than you make + Focus on what you can control + Ask mommy and daddy for money

Ladies, if he: - Is hot - Always is thirsty - Loves to consume literature - Understands multiple languages - Knows exactly what you’re thinking He’s not your man, he’s a data center.

After more than 21 years in wealth management, I can tell you the hardest thing about money is learning how to do the very boring stuff really, really well. Managing cash, growing income, regularly investing, and staying disciplined over long periods of time is how you win.

I’ve made some bad investments in my life, but hands down my best investment was marrying @averagejoelle. I’m up 100,000%. Happy 13th Anniversary! https://t.co/Gzf1E1COSa

If the Fed hikes interest rates, I won’t be able to afford a house. But if the Fed doesn’t hike interest rates, I also won’t be able to afford a house.

Having a beer at home at 7am. You have a problem. Having a beer at the airport at 7am. You have a great vacation.

You ever get the Sunday scaries so bad that you start reading your state’s labor laws?

I have to attend a wedding this weekend. It’s the first one in years and I’m not sure what to give as a gift. How much oil is appropriate?

So there's a 10% chance AI is going to kill me in the next 10 years. Pfff. There's already a 100% chance my wife and kids are going to do that in the next 10 years.

Apple just keeps making the same products over and over again thinking their customers will keep buying them. -Sent from my new iPhone 18 Pro Max