
Where does the 11% yield on @grvt_io High Yield Earn actually come from? The app shows the rate, so I looked into the sources: → 40% Payment receivables, paid by shoppers settling card bills. → 30% Invoice financing, paid by businesses settling invoices. → 20% GRVT’s own market making, earning from trading spreads. → 10% Cash reserves for redemptions, earning nothing. The current blended rate is around 10.9%, while 11% is a target, not a guarantee. Real cash flows, but real risks too. This is not risk free yield. DYOR.






