Two months left in 2026…
Some people are drafting holiday gift lists - my wife👀
Others are drafting year-end tax moves - me😌
Which list gets your attention first
Gifts - ✅
or
Tax loss harvesting?
Debt payoff order that actually sticks
List every balance
Pay the minimum on all of them
Throw every extra dollar at one target
When it's gone, roll that payment into the next
Avalanche or snowball matters less than never breaking the roll
15 minutes to the bell
Your plan should already be written
If you're deciding at the open, you're reacting, not investing
What's on your watchlist today?
I stopped asking AI to "do everything"
Now each bot gets one job
Research, drafts, reminders, summaries
Less magic, way fewer mistakes
What's the one task you'd hand off first?