Fiat Deposits and Withdrawals

How to Withdraw EUR Using Bank Transfer (SEPA)?

Last updated: 01/28/2026 14:58:00

Content

1. What is Bank Transfer (SEPA)？
2. How to Withdraw EUR Using Bank Transfer (SEPA)? (App Version) 
3. How to Withdraw EUR Using Bank Transfer (SEPA)? (Web Version) 
4. FAQs

 

1. What is Bank Transfer (SEPA)？

Bank Transfer (SEPA) is a service provided by KuCoin EU that allows users to withdraw EUR from their KuCoin EU account to a bank account that supports SEPA. This method supports both SEPA and SEPA Instant transfers. However, the availability of SEPA Instant depends on whether the user’s payment bank supports this service.

   

2. How to Withdraw EUR Using Bank Transfer (SEPA)? (App Version) 

Step 1: Access the official KuCoin EU App and log in to your account that has completed KuCoin EU KYC verification.

Step 2: Tap “Assets,” then tap “Withdraw,” select “Withdraw Fiat,” and access the Fiat withdrawal page.

Step 3: Select "EUR," then choose "Bank Transfer (SEPA)" to proceed with the EUR withdrawal process.

Step 4: If this is your first time withdrawing EUR, you must first complete a deposit of any amount using "Bank Transfer (SEPA)" to verify your withdrawal account.

Why Verification Is Required:

  • To comply with Anti-Money Laundering (AML) regulations and safeguard your funds, it is necessary to verify that withdrawals are directed to your own bank account. Verification is completed automatically once the top-up deposit used for verification is credited to your KuCoin EU account. Once your withdrawal account is verified, you can enjoy a smoother SEPA withdrawal experience.

 

Step 5: Enter the amount you wish to withdraw, select the bank account to receive the funds, and submit your withdrawal order.

 

Step 6: Complete the withdrawal security verification to finalize your withdrawal.

 

    

3. How to Withdraw EUR Using Bank Transfer (SEPA)? (Web Version) 

Step 1: Access the official KuCoin EU Website and log in to your account that has completed KuCoin EU KYC verification.

Step 2: Click “Assets” at the top right of the KuCoin EU web page, then go to “Withdraw” > “Withdraw Fiat” to access the fiat withdrawal page.

Step 3: Choose "EUR" as the fiat currency and select "Bank Transfer (SEPA)."

 

Step 4: If this is your first time withdrawing EUR, you must first complete a deposit of any amount using "Bank Transfer (SEPA)" to verify your withdrawal account.

Why Verification Is Required:

  • To comply with Anti-Money Laundering (AML) regulations and safeguard your funds, it is necessary to verify that withdrawals are directed to your own bank account. Verification is completed automatically once the top-up deposit used for verification is credited to your KuCoin EU account. Once your withdrawal account is verified, you can enjoy a smoother SEPA withdrawal experience.

 

Step 5: Enter the amount you wish to withdraw, select the bank account to receive the funds, and submit your withdrawal order.

 

Step 6: Complete the withdrawal security verification to finalize your withdrawal.

 

  

4. FAQ

4.1 How long does it take for EUR withdrawals to arrive?

By default, SEPA Instant is prioritized if supported by your bank and account:

  • SEPA Credit Transfer: Typically takes 1–2 business days, depending on your bank’s processing time and the transfer initiation time.
  • SEPA Instant Credit Transfer: Processed in real time and usually completed within a few seconds, provided your bank supports SEPA Instant.

4.2 Can I cancel a withdrawal order that has already been initiated?

No, once a EUR withdrawal order has been initiated, it is immediately submitted to the bank for processing and cannot be canceled.

4.3 My EUR withdrawal has been in “Processing” status for more than 2 business days.

Please contact the KuCoin EU Customer Support Team for further assistance.

4.4 My withdrawal order shows as successful, but I haven’t received the funds.

Please contact the KuCoin EU Customer Support Team to request the transaction proof for your withdrawal. Then, provide this proof to your receiving bank to seek further assistance.

 

 

We hope this article has been helpful. If you have any other questions, please reach out to our 24/7 customer support via online chat or submit a ticket.