Naym 價格

NAYM is the governance token of Nayms, a platform that offers decentralized insurance solutions for digital assets. The project aims to connect insurance providers with cryptocurrency businesses, facilitating coverage through blockchain technology. Nayms enables the creation of on-chain insurance policies using smart contracts, ensuring transparency and efficiency in managing policies and claims.

The NAYM token powers the Nayms Liquidity Facility (NLF), providing liquidity to insurance pools and offering rewards to token holders. The platform operates within a regulated framework, ensuring compliance while bridging traditional insurance markets with blockchain-based systems. 

With its goal to foster trust and stability in the digital asset ecosystem, Nayms represents a step toward broader adoption of blockchain technology in risk management,

The Nayms marketplace provides decentralized insurance solutions, connecting insurers, brokers, and capital providers on a blockchain-based platform. You can participate in this ecosystem by purchasing or providing coverage for digital assets such as cryptocurrencies and NFTs. The platform uses smart contracts to automate processes, including policy management and claims, ensuring transparency and efficiency.

Nayms bridges traditional and crypto-native insurance by enabling peer-to-peer transactions. This marketplace operates with the Nayms Liquidity Facility (NLF), which provides liquidity to insurance pools and rewards participants with NAYM tokens. All transactions and policies on Nayms are managed in cryptocurrency, reducing currency risks and streamlining processes for global participants.

Nayms was founded in 2019 by Dan Roberts with the goal of revolutionizing insurance for the digital asset space. Nayms operates under the regulatory framework of the Bermuda Monetary Authority, holding both a digital assets business license and a Class IIGB insurance license.

The marketplace launched its first fully capitalized insurance program in June 2023. This launch on the Ethereum network marked a major milestone, allowing insurers, brokers, and capital providers to collaborate using smart contracts for transparent and automated policy management.

Looking ahead, Nayms aims to introduce more investment opportunities within the (re)insurance space, targeting returns on products like cyber liability and smart contract insurance. The platform continues to expand, leveraging blockchain to foster trust, transparency, and collaboration in the insurance industry, catering to the future of digital finance and asset risk management.

The NAYM token serves several purposes within the Nayms ecosystem. It functions as a governance token, allowing you to participate in decisions about fund allocations and marketplace operations through staking. By staking your NAYM tokens, you also earn rewards from the Nayms Liquidity Facility (NLF), which invests in insurance programs and distributes profits to stakers over time.

Another key use case for NAYM is trading. You can buy and sell NAYM tokens on various exchanges, including the KuCoin spot market, where it is available for trading. This trading capability expands its utility beyond the Nayms platform, providing liquidity and enabling investors to benefit from market movements.

The NAYM token has a total supply of 1 billion tokens, structured to support governance and liquidity functions within the Nayms ecosystem. The NAYM token distribution follows a structured allocation plan:

1. Seed Rounds:

> Seed 1: 22.2% (222,222,222 tokens), priced at $0.027, valued at $27 million, with a 7.5% unlock at TGE and 12-month linear vesting after a 6-month cliff.

> Seed 2: 8.48% (84,750,000 tokens), priced at $0.04, valued at $40 million, with similar vesting terms as Seed 1.

2. Sales and Private Rounds:

> Private Sale: 6% (60,000,000 tokens), priced at $0.045, valued at $45 million, with a 15% unlock at TGE and 6-month linear vesting after a 6-month cliff.

> Public Sale / KOL Round: 3% (30,000,000 tokens), priced at $0.05, valued at $50 million, with 25% unlock at TGE and 12-month linear vesting.

3. Foundational Allocations:

> General Treasury: 15.7% (157,027,778 tokens) reserved for liquidity and airdrops.

> Team: 15% (150,000,000 tokens) with a vesting period of 36 months and an 18-month cliff.

> Liquidity Facility (NLF): 15% allocated to support insurance programs, with a 10% unlock at TGE and 12-month vesting.

4. Rewards and Airdrops:

> Rewards Pool: 9% (90,000,000 tokens) allocated for staking and other incentives, with a 24-month linear vesting.

> Airdrops and Liquidity: 2.5% (25,000,000 tokens) for liquidity and marketing incentives, with 33% unlocked at TGE and an 18-month vesting schedule.

> Airdrops: 0.1% (1,000,000 tokens) with a 12-month linear vesting.

5. Shareholders: 3% allocation (30,000,000 tokens) vested over 18 months, with no unlock at TGE.