VIP

KuCoin Introduces Net Borrowing VIP Tier: Expanding Multi-Dimensional VIP Qualification

Last updated: 03/26/2026

Starting from March 31, 2026, 00:00 (UTC+8), KuCoin will introduce a new Net Borrowing VIP Tier, designed to better accommodate users with diverse trading and capital utilization strategies.

Users who wish to qualify for the Net Borrowing VIP tier must meet the required 30-day average daily net borrowing volume thresholds as specified in the table below.

Net Borrowing VIP Requirements 

VIP Level 30-Day Average Effective Net Borrowing (USDT)
0 >200,000
1 200,000
2 400,000
3 600,000
4 800,000
5 1,000,000
6 2,000,000
7 5,000,000
8 8,000,000
9 10,000,000
10 13,000,000
11 15,000,000
12 20,000,000

Net Borrowing VIP Highlights

  • If a user’s 30-day average daily net borrowing volume meets the requirements of a higher VIP tier under the Net Borrowing VIP program, the system will automatically upgrade the user to the corresponding VIP level on a daily basis.

  • Users will then enjoy more competitive trading fees and enhanced VIP privileges associated with the upgraded tier.

Terms & Conditions

  • A user’s VIP level is determined by the highest eligible tier across all VIP qualification criteria.

    • If a user qualifies for a higher VIP level through Spot or Futures trading volume, or through other VIP sub-programs, the highest tier will prevail.

    • The Net Borrowing VIP program does not override higher VIP levels achieved through other criteria.

  • The 30-day average daily net borrowing volume is calculated based on borrowing activity from:

    • Off-exchange lending (OTC lending)

    • Margin trading borrowing

  • Calculation Formula: 30-day avg daily net borrowing = (30-day avg daily net borrowing from OTC lending) + (30-day avg daily net borrowing from margin trading × 0.2)

    • Net borrowing volume = Total borrowed amount – Total repaid amount

    • Note: Margin borrowing volume is weighted at 0.2, while OTC lending is counted at full value.

  • The USDT equivalent value of borrowed assets from both OTC lending and margin trading will be used in the calculation.

  • The system will take a daily snapshot at 23:59:59 (UTC+8) using real-time USDT exchange rates to calculate the user’s 30-day average daily net borrowing volume.

    • If the requirements are met, the user will be upgraded to the corresponding VIP tier at 08:00 (UTC+8) the following day.

  • Users can check their current VIP level on the KuCoin VIP page.

  • In case of any discrepancies between translated versions and the English version, the English version shall prevail.

KuCoin remains committed to expanding its VIP framework to better serve professional traders and institutional users—delivering more flexible pathways to unlock higher-tier benefits.