Unified Account Collateral Discount Rates

Last updated: 02/26/2026

The collateral discount rate is used to calculate the margin value of different coins in a unified trading account under cross margin mode.

Due to differences in price volatility and liquidity among crypto assets, the system applies a certain percentage adjustment to each coin's margin value to ensure that overall risk remains manageable. The discount rates are tiered based on the coin quantity, with each coin having its own dedicated tier.

View Supported Margin Currencies & Discount Rates for the Unified Account — Click Here

⚠️ Note: The collateral discount rates for institutional OTC lending are different from those for unified accounts. They operate as two independent systems.

Example of Adjusted Equity Calculation

Tier	Discount Rate
0 - 500 BTC	0.98
500 - 600 BTC	0.975
600 - 700 BTC	0.97
700- 800 BTC	0.965
800 - 900 BTC	0.96
900 - 1,000 BTC	0.955
> 1,000 BTC	0.95

If User A holds 660 BTC and the current BTC USD index price is $100,000:

Account Adjusted Equity = 500 BTC × 98% × $100,000 + 100 BTC × 97.5% × $100,000 + 60 BTC × 97% * $100,000 = $64,570,000

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