How does the Inactivity Fee Charge?
Last updated: 03/10/2026
Each virtual KuCard may be subject to an inactivity fee if no card transactions are completed within 90 consecutive calendar days after the card activation date.
When does the inactivity fee apply?
An inactivity fee will apply if:
a KuCard has been activated; and
No completed transactions have occurred for 90 consecutive calendar days.
For the avoidance of doubt, the inactivity period is assessed per card.
Where will the fee be deducted from?
Inactivity fees may be deducted from the cardholder’s eligible KuCoin accounts, including:
-
Funding Account
-
Trading Account
-
Financial Account
USDC deductions are made from the Funding Account only.
If the fee cannot be successfully collected, the KuCard may be suspended or permanently deactivated in accordance with the KuCard Terms of Use.
Inactivity fee amount
Inactive fee (monthly): 2 USDC per card The applicable monthly fee and any related limits are displayed in the KuCard interface and/or the KuCard Terms of Use.
How can I avoid or waive the inactivity fee?
To avoid or stop inactivity fees:
Make a transaction Complete at least one transaction before the end of the 90-day inactivity period.Simply make cumulative transactions worth at least 100 EUR within 1 month of being charged of an inactivity fee. You can apply for the refund of the inactive fee deducted in the current month.
Terminate unused cards If you have KuCards you no longer need, you may terminate them via the KuCard management section (see the KuCard termination instructions in the relevant FAQ).
Additional notes
Reset of the inactivity period If you complete any card transaction before deactivation, the inactivity fee will not be charged for that period and the 90-day inactivity counter will reset.
Monthly fee schedule Once charged, the inactivity fee is applied on the first fee deduction date and then on the same calendar date each month. If a particular date does not exist in a given month, the fee will be deducted on the last day of that month.
User notification KuCoin will notify affected users 7 days before an inactivity fee deduction is scheduled. Please ensure that your registered email address is up to date and monitor notifications regularly.
We hope this article has been helpful. If you have any other questions, please reach out to our 24/7 customer support via online chat or submit a ticket.