Traditional banks hold low-volatility USD assets on their balance sheets and issue low-volatility USD-yielding bank deposits, capturing the spread between their assets and liabilities. Digital banks hold low-volatility USD-yielding assets (Digital Credit) and issue low-volatility USD-yielding tokens (Digital Money), capturing the spread between their assets and liabilities. In both cases, new USD units are created, and the expansion of USD units accelerates hyperbitcoinization.
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