As per PANews, on December 2, Flow announced a strategic shift toward consumer-grade DeFi, aiming to make blockchain finance accessible to mainstream users. The platform is launching Flow Credit Market (FCM), an automated lending protocol designed to reduce liquidation risks and lower costs by up to 99.9%. Flow also introduced Peak Money, a user-friendly financial app offering high APYs on cash and crypto deposits. The network is upgrading its FLOW token to a deflationary model via FLIP-351, burning tokens with each transaction to create scarcity. Flow claims over 41 million total accounts and 110,000 monthly active users, with TVL reaching $107 million as of December 3, 2025.
Flow Announces DeFi Transformation, Launches Consumer-Focused Lending Protocol
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