Cơ quan Tiền tệ Hồng Kông áp dụng các biện pháp tài khoản đầu tư mới cho nhà đầu tư đại lục

The Hong Kong Monetary Authority (HKMA) today responded to reports regarding the requirement for some banks in Hong Kong to have investors sign declarations when opening investment accounts. The regulatory requirements were issued to all authorized institutions on May 22. According to materials provided by the HKMA, regulated institutions must implement three additional measures when opening and managing investment accounts for mainland investors, including: 1. Closing investment accounts opened using suspicious or forged documents, and identifying client investment accounts opened with suspicious or forged documents—including identity documents—since January 2023 or any other period specified by the HKMA; 2. Closing dormant investment accounts with zero balances, specifically referring to investment accounts held by mainland investors that had no asset balance as of May 22, 2026 (reference date) and had no customer-initiated activity in the 12 months preceding the reference date; 3. When opening new investment accounts, obtaining a written declaration from the mainland investor confirming that all funds used to support investment activities and related settlements originate from legitimate sources outside mainland China. The relevant documents indicate that these additional regulatory measures apply only to investment accounts, including investment sub-accounts within comprehensive bank accounts; non-investment functions—such as regular savings, checking and time deposits, payments, loans, and credit cards—are not covered by these measures. Additionally, these additional measures apply only to individual clients and do not apply to corporate or institutional clients.