KuCoin Earn

Buy Coins at a Discount

آخری بار اپ ڈیٹ کیا گیا: 27‏/11‏/2025

Product Introduction

What is KuCoin discounted coin buying?

Buying coins at a discount is a structured financial/investment product that allows users to lock in a "target purchase price" (usually lower than the current market price) in advance to purchase a cryptocurrency asset. If the final market price does not reach the "knock-out/threshold price" condition, users can receive principal + Fixed Income rewards.
Simply put, you can buy coins at a "discounted price" in the future; if the market does not meet the conditions, you will receive compensation income without losing the principal (deducting platform rules) - but there is still risk.
This product is particularly suitable for users who are willing to lock in funds, expect to buy at a low price, and do not want to continue to monitor the market.

Core parameter description

Here are the key concepts that users must understand:
name Meaning Examples/Remarks
Target Buy Price If the settlement price is lower than or equal to that price, you can buy coins at that price For example, the user selects the target purchase price of 0.9 USDT/piece
Knockout Price/Threshold Price If the settlement price is higher than the price, it will be regarded as "knock out" → principal will not buy coins, but will be rewarded instead For example, the bid is 1.1 USDT/piece.
Settlement Price/Fixing Price Calculated at the average price during a specified period of time (such as a period in UTC) on the settlement date For example, 07:30 - 08:00 UTC Spot Market Average Price
Subscription Amount The amount of stablecoins (or fiat/other assets) invested by the user Such as 1,000 USDT
Duration/Subscription Period The number of days from the subscription date to the settlement date Such as 7 days, 10 days, etc
Annualized Rate of Return/Reward Rate (APR/Reward Rate) If the transaction is not completed, the user will receive the corresponding income of the rate 20% annualized.
Transaction ratio/partial transaction rules In some ranges, part of the principal may be used to buy coins, and the rest may be refunded or processed according to the rules 50% transaction + 50% refund plan can be designed.

 Workflow (user perspective)

  1. Go to page/product list After the user logs in, they can enter the "Finance/Investment" section on the KuCoin platform (webpage/app) and find the "Discount Buy" product section.
  2. Select Products/Parameters Each product will display the following information: available currencies, target purchase price, knock bid, annualized reward rate, subscription deadline, settlement date, supported minimum/maximum subscription amount, etc.
  3. Submit a subscription Users enter the subscription amount, confirm product parameters and risk warnings, and click "Subscribe/Participate Now".
  4. Lock in funds After the subscription is successful, the funds will be locked until the settlement date, and the user cannot redeem/modify them during this period.
  5. Settlement/Distribution On the settlement day, the system determines three scenarios based on the settlement price (full purchase/partial purchase/full refund + reward), and then distributes the corresponding assets or rewards to the account (usually a spot wallet/wealth management wallet).
  6. View Records/History Users can view their subscription, settlement status, distribution details, etc. in the "Wealth Management/Discounted Coin Buying History/Order" section.

Example:

Assuming the parameters of a certain product are as follows: 
  • Currency: XYZ
  • Target Buy Price: 0.90 USDT
  • Knock Offer: 1.10 USDT
  • Annualized reward rate: 20%
  • Subscription period: 10 days
  • User subscription amount: 1,000 USDT
  • Scenario 1 (settlement price ≤ 0.90) If the settlement date price is 0.80 USDT, the user buys at 0.90 USDT and obtains quantity = 1,000/0.90 = 1,111.1111 XYZ.
  • Scenario 2 (0.90 < settlement price < 1.10) If the settlement price is 1.00 USDT, you can design: buy at 50% principal + half principal refund. Then buy quantity = (1,000 × 50%) ÷ 0.90 = 555.5555 XYZ; 500 USDT is returned to the user.
  • Scenario 3 (settlement price ≥ 1.10) If the settlement price is 1.20 USDT, there will be no transaction. The user will receive principal 1,000 USDT + reward = 1,000 × (20% × 10/365) ≈ 54.79 USDT (calculated by daily interest rate/APR).
(Note: Specific stratification/scaling rules are subject to KuCoin's product terms and conditions.)

Product advantages

  • There is a chance to buy coins at a discount - users may buy at a price lower than the market price
  • Funds will not be idle without income - if there is no transaction, there is a fixed reward compensation
  • Zero transaction fees/no additional fees
  • Suitable for medium and long-term coin holders/those who want to build positions in batches but do not want to monitor the market

Main risks and precautions

  • Although the principal is designed to be rollback + reward compensation, there are still risks. Users should pay attention to:
    • Market volatility risk : If the price fluctuates significantly in the opposite direction, the opportunity to buy may be missed, or the reward return may not be as expected.
    • Liquidity/Locking Risk : During the subscription period, funds are locked and users cannot redeem them in advance.
    • System/settlement price risk : The settlement price is based on the average price of a specific time period, and if the market is manipulated or fluctuates abnormally in extreme cases, it may affect judgment.
    • Platform credit/execution risk : If the platform encounters system failures, delays, risk control abnormalities, etc. in extreme market conditions, it may affect user rights and interests.
    • Rate/Tax/Regional Restrictions : Use of this product may be restricted in some regions; Rewards may have tax liability; Platform reserves the right of final interpretation.
  • In the help document/product rules, these risks should be clearly stated, so that users are aware of the risk terms and confirm their agreement before entering the subscription.

Issuance/Settlement/Fund Transfer

  • After the settlement date is calculated according to the rules, the assets/rewards will be distributed to the user account within a certain period of time (such as within 4 hours/within 12 hours)
  • If partial transaction/refund, unused funds should be returned to the user's account
  • The User Interface should have a "Financial Management/Discounted Coin Buying History/Order" module, which displays "Purchase Record/Settlement Status/Issuance Details/Reward Details".
  • In case of product errors or special circumstances (such as system delays, extreme price anomalies, platform service suspensions, etc.), there should be emergency plans and manual refund/compensation mechanisms

Frequently Asked Questions (FAQ)

1.What is the difference between buying coins at a discount and general buying coins/spot trading?
Buying coins at a discounted price is a structured product. Users lock in the target buying price and bid price during the subscription period, and their funds are locked during the subscription period. The final judgment of whether the transaction is completed or rewarded is based on rules. Buying coins at a discounted price is a real-time transaction with real-time price transactions. Buying coins at a discounted price is suitable for users who do not want to continuously monitor the market and hope to enter the market at a low price in batches.
2.What currencies/trading pairs are supported?
The currently supported currencies will be displayed on the product page, please refer to the actual page. Supported currencies may be gradually expanded in the future. (Example: Supports BTC, ETH, USDT pricing currencies, etc.)
3.What is the minimum/maximum subscription amount?
Each product will set a minimum/maximum subscription amount limit, please refer to the product page for details.
4.Is there a handling fee?
If the transaction is completed by buying coins at a discount, there is usually no transaction fee charged (the platform can design fee-free discounts). The subscription itself also does not charge additional fees. Note: If there are any fees or other charges, they should be clearly stated in the terms and conditions.
5.Can I cancel/withdraw/edit my subscription?
Once the subscription is successful, it usually cannot be cancelled, edited, or redeemed before the settlement date. Please read the terms carefully before applying.
6.How is the settlement price determined?
The platform will calculate the average Spot Market price on the settlement day as the settlement price. Users can view the specific time period and calculation method in the product rules.
7.What are the three outcomes/scenarios?
  • Transaction (full purchase of coins): If the settlement price ≤ the target purchase price → the principal is all used to buy coins
  • Partial transaction: If the target buying price < settlement price < knock bid → part of the principal buys coins, and the rest is returned or rewarded
  • Knock out/not traded: If the settlement price ≥ knock out price → principal return + reward income
8.How is the reward/annualized rate calculated?
Reward = principal × (annualized rate × number of days/365). The calculation result may be rounded down to four/eight decimal places. Please refer to the product terms for specific rules.
9.When can I receive the coins/rewards?
The payment will be made to the user's account (spot wallet/wealth management wallet) within a certain period of time after the settlement date (such as 4 hours/12 hours/up to 24 hours). If there is a system delay, it should be announced in a timely manner.
10.Can I view records/history?
Yes. Users can view each purchase record, settlement status, distribution details, reward details, etc. in the "Financial Management/Discounted Coin Purchase/History/Order" module.
11.What if there is a system failure/extreme market anomaly?
In case of system failure, trading suspension, extreme market fluctuations or other force majeure events, the platform reserves the right to postpone settlement, manual processing, refund and compensation. Emergency mechanisms and User Appeal processes should be clearly defined in the terms and conditions.
12.Is it open to all users/are there eligibility restrictions?
The platform may set user qualification thresholds (such as KYC completion/threat and risk assessment level/good account status, etc.), or block the service for certain countries/regions. Users should check whether they meet the conditions before entering the product page.
13.Is there any tax/regulatory liability?
Rewards/profits may be subject to local tax laws, and users should understand and bear tax responsibilities on their own. The platform does not guarantee or bear the user's tax burden.
14.If I don't participate, can I make up the order/make up for it?
Once you miss the subscription deadline, you will not be able to participate in the product. Users need to wait for the next product to open.
15.Is it possible to adjust/change the product rules?
The platform reserves the right to adjust/terminate the product. Any major rule changes will be announced in advance. Users must agree to the latest version of the terms before applying.